A FRESH START FOR THE SMITHS
John Smith came to Anderson and Valerez Bankruptcy Law Firm with over $100,000 in debt. He had lost his job and was unable to make his monthly payments. The attorneys at Anderson and Valerez were able to help John file for Chapter 7 bankruptcy and discharge all of his debt. This allowed John to start fresh and rebuild his financial future.
Chapter: Chapter 7
Case Outcome: Discharged
DOE'S ROAD TO
RECOVERY
Jane Doe came to Anderson and Valerez Bankruptcy Law Firm with over $200,000 in debt. She had fallen behind on her mortgage and car payments, and she was facing foreclosure and repossession. The attorneys at Anderson and Valerez were able to help Jane file for Chapter 13 bankruptcy and create a repayment plan that allowed her to keep her home and car. Jane is now on track to pay off her debt within 5 years.
Chapter: Chapter 13
Case Outcome: Chapter 13 Plan Approved
ACME CORPORATION'S TURNAROUND
Acme Corporation was a small business that had been struggling financially for several years. The company had over $1 million in debt and was on the verge of bankruptcy. The attorneys at Anderson and Valerez were able to help Acme file for Chapter 11 bankruptcy and develop a plan of reorganization that allowed the company to stay in business. Acme is now operating profitably and has been able to repay a significant portion of its debt.
Chapter: Chapter 11
Case Outcome: Plan of Reorganization Confirmed
JONES' DEBT RELIEF DECISION
Robert Jones came to Anderson and Valerez Bankruptcy Law Firm with over $50,000 in debt. However, after reviewing his case, the attorneys at Anderson and Valerez determined that he was not eligible for bankruptcy. They advised him to pursue other debt relief options, such as credit counseling or debt consolidation. Robert followed their advice and was able to resolve his debt problems without filing for bankruptcy.
Chapter: Chapter 7
Case Outcome: Dismissed
WILLIAMS'
CREDITOR NEGOTIATION
Sarah Williams came to Anderson and Valerez Bankruptcy Law Firm with over $30,000 in credit card debt. She had been making her monthly payments, but she was struggling to keep up. She was also facing a large late fee from one of her creditors.
The attorneys at Anderson and Valerez were able to negotiate with Sarah's creditors on her behalf. They were able to reduce her interest rates and waive the late fee. They also created a payment plan that allowed Sarah to afford her monthly payments. As a result of the negotiation, Sarah was able to save over $1,000 per year in interest and fees.
Service: Creditor Negotiation
Case Outcome: Successful